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**Regulasi keuangan** memainkan peran yang sangat penting dalam mencegah **krisis perbankan** dan **skandal keuangan**. Regulasi yang efektif dapat membantu mengidentifikasi dan mengurangi risiko dalam industri perbankan, meningkatkan transparansi, serta memastikan bahwa bank beroperasi secara bertanggung jawab. Setelah **kasus bank global** yang terjadi, banyak negara telah memperkuat regulasi keuangan mereka untuk mencegah terjadinya krisis serupa di masa mendatang. Regulasi ini mencakup berbagai aspek, mulai dari modal bank, manajemen risiko, pengawasan, hingga penegakan hukum.
